New Product / FD Rate Announcement WhatsApp template
Tells opted-in customers about a new investment product or revised fixed-deposit rates.
- 4 variables
- Marketing category
- Free to copy
TODAY
Higher FD rates are here
Hi Kavita, good news for your savings. Fixed deposits with Sahay Finance now earn up to 8.1% p.a. for a 18-month tenure. Book online in under 5 minutes, with no paperwork. Rates are subject to change. Please read the scheme terms before investing.
Reply STOP to unsubscribe
10:24 am
- Check rates
- Stop promotions
Template text
MarketingPaste this into the template builder. Keep the variable numbers in order.
HEADER: Higher FD rates are here
BODY:
Hi {{1}}, good news for your savings.
Fixed deposits with {{2}} now earn up to *{{3}} p.a.* for a {{4}} tenure. Book online in under 5 minutes, with no paperwork.
Rates are subject to change. Please read the scheme terms before investing.
FOOTER: Reply STOP to unsubscribe
BUTTONS:
- [URL] Check rates
- [QUICK_REPLY] Stop promotionsVariables
Map each placeholder to a contact or order field. Samples are what you submit to Meta.
| Variable | What it holds | Sample value |
|---|---|---|
| {{1}} | Customer first name | Kavita |
| {{2}} | Brand name | Sahay Finance |
| {{3}} | Interest rate | 8.1% |
| {{4}} | Tenure | 18-month |
Buttons
- Check rates · Visit website
- Stop promotions · Quick reply
Tips for approval and performance
- 1
Include the regulatory disclaimer your compliance team requires, financial promotions are reviewed closely.
- 2
Avoid guaranteed-return language unless the product is genuinely guaranteed.
- 3
Send only to customers who have opted in to product updates, not everyone with a loan or account.
Meta template category
Why this is a Marketing template
Promotions, offers, product announcements, cart reminders and re-engagement. Needs prior opt-in and is the highest-priced category, so it should always carry an easy opt-out.
Typical marketing use cases: Sales, new launches, abandoned carts, event invitations.
Meta can re-categorise a template during review if the content does not match. Learn how categories work in our guide to WhatsApp template messages and how each category is billed in WhatsApp conversation pricing.
How to submit this template
for Meta approval
Five steps from copy-paste to your first send.
- 1
Open the template manager
In Chatbox AI (or WhatsApp Manager), go to Message Templates and click Create template.
- 2
Choose the Marketing category
Select Marketing, give the template a lowercase name such as fixed_deposit_rate_offer and choose the language (for example English).
- 3
Add the header, body and footer
Paste the body text, set the text header and the footer. Replace brand details with your own and keep variables in {{1}}, {{2}} format.
- 4
Add sample values and buttons
Enter a realistic sample for each of the 4 variables and add the 2 buttons. Meta uses the samples to review the template.
- 5
Submit for review and send
Submit the template to Meta. Once it shows Approved, send it via a broadcast, an automation, an integration trigger or the API.
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Related templates
Frequently asked
questions
Yes. Banks and NBFCs can send Marketing templates to customers who have opted in, as long as the message is accurate, includes required disclaimers and offers an easy opt-out. Avoid guaranteed-return claims. Chatbox AI lets you segment opted-in customers and track clicks on each product announcement broadcast.
Can banks send promotional messages on WhatsApp? Yes. Banks and NBFCs can send Marketing templates to customers who have opted in, as long as the message is accurate, includes required disclaimers and offers an easy opt-out. Avoid guaranteed-return claims. Chatbox AI lets you segment opted-in customers and track clicks on each product announcement broadcast.
Is the new product / fd rate announcement template a Marketing or Utility template? It is a Marketing template. Promotions, offers, product announcements, cart reminders and re-engagement. Needs prior opt-in and is the highest-priced category, so it should always carry an easy opt-out. Choosing the correct category helps the template get approved quickly and billed at the right rate.
Can I edit this template before submitting it? Yes. Change the wording, brand name, buttons and footer to match your business. Keep variables in {{1}}, {{2}} order, avoid placing a variable at the very start or end of the body, and provide a realistic sample value for each one when you submit.
How do I send this template to many customers at once? After Meta approves it, upload or sync your contacts in Chatbox AI, map each variable to a contact field such as first name or order ID, and send it as a broadcast or trigger it automatically from an integration, webhook or the REST API.

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