Marketing template · Fintech & BFSI

New Product / FD Rate Announcement WhatsApp template

Tells opted-in customers about a new investment product or revised fixed-deposit rates.

  • 4 variables
  • Marketing category
  • Free to copy
CAChatbox AI DemoBusiness account

TODAY

Higher FD rates are here

Hi Kavita, good news for your savings. Fixed deposits with Sahay Finance now earn up to 8.1% p.a. for a 18-month tenure. Book online in under 5 minutes, with no paperwork. Rates are subject to change. Please read the scheme terms before investing.

Reply STOP to unsubscribe

10:24 am

  • Check rates
  • Stop promotions
Preview of the WhatsApp template as a customer would see it.

Template text

Marketing

Paste this into the template builder. Keep the variable numbers in order.

HEADER: Higher FD rates are here

BODY:
Hi {{1}}, good news for your savings.

Fixed deposits with {{2}} now earn up to *{{3}} p.a.* for a {{4}} tenure. Book online in under 5 minutes, with no paperwork.

Rates are subject to change. Please read the scheme terms before investing.

FOOTER: Reply STOP to unsubscribe

BUTTONS:
- [URL] Check rates
- [QUICK_REPLY] Stop promotions

Variables

Map each placeholder to a contact or order field. Samples are what you submit to Meta.

Variables used in the New Product / FD Rate Announcement template
VariableWhat it holdsSample value
{{1}}Customer first nameKavita
{{2}}Brand nameSahay Finance
{{3}}Interest rate8.1%
{{4}}Tenure18-month

Buttons

  • Check rates · Visit website
  • Stop promotions · Quick reply

Tips for approval and performance

  • 1

    Include the regulatory disclaimer your compliance team requires, financial promotions are reviewed closely.

  • 2

    Avoid guaranteed-return language unless the product is genuinely guaranteed.

  • 3

    Send only to customers who have opted in to product updates, not everyone with a loan or account.

Meta template category

Why this is a Marketing template

Promotions, offers, product announcements, cart reminders and re-engagement. Needs prior opt-in and is the highest-priced category, so it should always carry an easy opt-out.

Typical marketing use cases: Sales, new launches, abandoned carts, event invitations.

Meta can re-categorise a template during review if the content does not match. Learn how categories work in our guide to WhatsApp template messages and how each category is billed in WhatsApp conversation pricing.

Step by step

How to submit this template for Meta approval

Five steps from copy-paste to your first send.

  1. 1

    Open the template manager

    In Chatbox AI (or WhatsApp Manager), go to Message Templates and click Create template.

  2. 2

    Choose the Marketing category

    Select Marketing, give the template a lowercase name such as fixed_deposit_rate_offer and choose the language (for example English).

  3. 3

    Add the header, body and footer

    Paste the body text, set the text header and the footer. Replace brand details with your own and keep variables in {{1}}, {{2}} format.

  4. 4

    Add sample values and buttons

    Enter a realistic sample for each of the 4 variables and add the 2 buttons. Meta uses the samples to review the template.

  5. 5

    Submit for review and send

    Submit the template to Meta. Once it shows Approved, send it via a broadcast, an automation, an integration trigger or the API.

Use this template in Chatbox AI

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FAQ

Frequently asked questions

Yes. Banks and NBFCs can send Marketing templates to customers who have opted in, as long as the message is accurate, includes required disclaimers and offers an easy opt-out. Avoid guaranteed-return claims. Chatbox AI lets you segment opted-in customers and track clicks on each product announcement broadcast.

Can banks send promotional messages on WhatsApp? Yes. Banks and NBFCs can send Marketing templates to customers who have opted in, as long as the message is accurate, includes required disclaimers and offers an easy opt-out. Avoid guaranteed-return claims. Chatbox AI lets you segment opted-in customers and track clicks on each product announcement broadcast.

Is the new product / fd rate announcement template a Marketing or Utility template? It is a Marketing template. Promotions, offers, product announcements, cart reminders and re-engagement. Needs prior opt-in and is the highest-priced category, so it should always carry an easy opt-out. Choosing the correct category helps the template get approved quickly and billed at the right rate.

Can I edit this template before submitting it? Yes. Change the wording, brand name, buttons and footer to match your business. Keep variables in {{1}}, {{2}} order, avoid placing a variable at the very start or end of the body, and provide a realistic sample value for each one when you submit.

How do I send this template to many customers at once? After Meta approves it, upload or sync your contacts in Chatbox AI, map each variable to a contact field such as first name or order ID, and send it as a broadcast or trigger it automatically from an integration, webhook or the REST API.

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